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Real Estate Newsletters

Closing Costs

For most of us, obtaining a mortgage loan is a very significant financial transaction. The issue of closing costs, whether the mortgage is for the purchase of a new house or to re-finance an existing obligation, is extremely important. In fact, the closing costs on a single real estate transaction can be several thousand dollars. While the items included as closing costs and the amount charged therefor differs from state to state, there are some closing costs attributable to nearly every mortgage loan. The closing costs fall into three specific categories: title fees, government fees, and the costs of obtaining the mortgage itself. More…

Inspection and Use of Fireplaces

For many home buyers, a fireplace is an attractive feature. In connection with the purchase of a home, it is important that the home inspection include the fireplace or fireplaces located in the home. More…

Lead Hazards

The issue of lead hazards is of particular concern with regard to dwellings built prior to 1978. In fact, the presence of lead, lead dust, or lead-based paint chips, presents serious hazards to children, as well as adults. More…

Allergic Reactions to Mold in a Home

Every year, numerous people suffer ill health effects as the result of the presence of mold in the home. Mold may be any color, including black or white. The presence of mold in a home is the result of excess moisture. More…

Percolation Tests

A percolation test, or “perc test,” is performed on undeveloped land in order to determine whether the land is absorbent enough to support the installation of a septic system. Typically, the test is performed by a hydraulic engineer. More…